George Nethercutt

Students who are interested in learning about the environment should not be dissuaded from doing so, but only if they have proved their proficiency in other basic courses, such as U.S. history. Until then, we need to focus on producing well-educated citizens steeped in their country's history and mindful of their civic responsibilities.

It is no wonder that bank capital is regulated. When borrowing and lending is profitable, it is tempting for banks to scale up their operations and to borrow and lend too much in relation to their capital, in effect reducing the effectiveness of the potential capital cushion.

After decades spent in rewrite rooms surrounded by other shouting writers, I discovered that I work best alone. I like being in charge of my time, working out the problems according to my own rhythms and being able to nap. That's a big one, the napping on demand!