James Nicoll

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I remember Detroit feeling really unsafe, feeling scared a lot. Our house was broken into, our car was stolen, we had to get a watchdog, we would get beat up in the street, I had my bike stolen. There was just a lot of real anarchy on the streets and sidewalks.

Nature surrounds us, from parks and backyards to streets and alleyways. Next time you go out for a walk, tread gently and remember that we are both inhabitants and stewards of nature in our neighbourhoods.