Jojo Moyes

I have read books that are so cliched and lazy, my eyes have bled. But I also have read books marketed under the chick-lit umbrella that are so honest, clever and gritty that I've wanted to give up writing and paint walls instead.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.

I don't want to let my guard down and feel too comfortable. If you become complacent, you start feeling entitled. I'm ready to go dig ditches if I have to. Whatever I gotta do to provide for my family. Whatever I gotta do to make sure that I do the best possible job at whatever wonderful opportunities I've been handed.