Pete Gallego

I believe that the day one stops being spiritual, one ends up being religious. I live by the adage that the only certainty in life is death. We should, therefore, learn to live for the day and be content.

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.