Our entire approach to the banking and financial services business is risk-adjusted returns. We believe that in most parts of the world, and including pockets in India, banking tends to mis-price risk. Uday Kotak adjustapproachbank share on social
If India grows steadily and does the structural things right and carefully unties knots, builds an institutional process which sort of cleans up the corruption and the baggage in the system, I see it as a wonderful marathon. Uday Kotak baggagebuildcarefully share on social
I am big believer that increase the size of the cake is as at least as important as distribution of the cake. To increase the size of the cake, you need to focus on progress. Uday Kotak believerbigcake Change image and share on social
A weaker currency is a national tariff. After we get a weaker currency, we have to take advantage of that. Or else, we will waste it once more in inflation and in the inability to raise competitiveness. Uday Kotak advantagecompetitivenesscurrency share on social
My view is that, as management, the focus has to be on having a strategy and executing it. As you do the strategy and execution, it is important to communicate it consistently. Uday Kotak communicateconsistentlyexecute Change image and share on social
If you ask me, over time, I am a believer in the Indian financial saving story getting stronger; a lot more savers are moving money away from gold and real estate into banks, mutual funds, insurance and equities. Uday Kotak bankbelieverequity share on social
A lot of our fiscal deficit went to fund consumption and really did not get used to build investment and infrastructure. The trouble is, you can get a spurt in GDP growth, which may not be sustainable. I would much rather build the gradient of a long-term marathon. Uday Kotak buildconsumptiondeficit share on social
I am a great believer in Indian entrepreneurship. There is a whole set of people doing so many exciting things. Uday Kotak believerentrepreneurshipexcit Change image and share on social
For me, the real thing is make, serve and list in India. Which means we need manufacturing, we need services, and we need financial markets. Uday Kotak financialindialist Change image and share on social
If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors. Uday Kotak capitalcompanycycle share on social