My view is make Indian manufacturing competitive, and if it is competitive, it can serve customers or consumers anywhere. Uday Kotak competitiveconsumercustomer Change image and share on social
Growth should take care of the fear of job losses. People will be challenged to do different things. For people who are not up to it, purely based on objective assessment, that's a different issue, which, you do it anyway. Uday Kotak assessmentbasecare share on social
Younger customers are the future, but older customers have the money. So you need both: one for the present, and the other for the future. Uday Kotak customerfuturemoney Change image and share on social
We encounter very healthy boardroom debates and pretty diverse views, so we have always had the benefit of diversity of opinion and expression before we take some important calls. Uday Kotak benefitboardroomcall Change image and share on social
Historically, in India, the strange fact was that the equity owner was not taking as much hit as the lender. Therefore, if we restore the first principle of economics, that first the equity owner needs to take the hit and then the lender, we will get a good solution. Uday Kotak economicsequityfact share on social
As long as there is cash, and the economy is running, all is well. But as a bank, we'll have to test, experiment, try a hundred different things. A few may work, a few may fail, but we have to experiment and try. Uday Kotak bankcasheconomy share on social
My view is that at a certain age - and we can debate whether that age is 70-72 or 75 - members need to step off boards. As per the banking guidelines, that age for the director on a board today is 70. Uday Kotak agebankboard Change image and share on social
As we were all growing up, there used to be a very big mantra in India which was called 'export or perish.' There was a long period when we used to focus on import substitution. Uday Kotak bigcallexport Change image and share on social
The government should move towards supporting aspirations and not entitlement. Subsidies supporting non-productive growth should be reduced. Uday Kotak aspirationentitlementgovernment Change image and share on social
If companies are able to raise equity from the market, then their problems for financing incomplete projects will come to end. Investment cycle in the capital market can kick-start with the money of savers and investors. Uday Kotak capitalcompanycycle share on social