Valentina Tereshkova

There was a lake beneath me, but the big, heavy parachute which had to be opened two miles above the ground couldn't be steered. My first thought was, 'Lord, they send just one woman into space, and she has to end up in the water.'

Leverage is great when it works, and when it doesn't work, it creates a lot of issues. So I think if you limit the amount of leverage that people can borrow, or that banks can borrow, I think you'll find that you'll have a lot less issues going forward.